For saleMulti-family

$700,000

812 7th St SE

Minneapolis MN 55414

11 beds, 4 baths, 3,686 sqft

812 7th St SE is a 11 beds, 4 baths, 3,686 sqft multi-family home for sale at $700,000 in Minneapolis MN 55414. See the full deal score, rent estimate, cash flow, cap rate, and max offer below.

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StretchMulti-family34d on market

$700,000

812 7th St SE

Minneapolis MN 55414

11 beds4 baths3,686 sqft
1
Deal score
Est. rent
$2,650/mo
Cash flow
-$1,668/mo
Cap rate
2.9%
Cash-on-cash
-11.4%
Max offer
$338,000
Rental verdict

Offer ≤ $338,000 (52% below asking) to hit a 1.2 DSCR and 8% cash-on-cash.

Pro forma

Cash flow
-$1,668/mo
Cap rate
2.9%
Cash-on-cash
-11.4%
DSCR
0.51
Down payment25.0% · $175,000
Interest rate6.69%
Monthly rent$2,650/mo
Adjust assumptions

Every number on this page assumes the home stays rented and nothing is set aside. That is deliberate, but it is not what most landlords spend. Standard investor assumptions (23% of rent, about $610/mo for management, vacancy, maintenance and CapEx) would put cash flow at -$2,277/mo. Set your own below.

Property management0% of rent · $0/mo
Vacancy (empty between tenants)0% of rent · $0/mo
Maintenance (small repairs)0% of rent · $0/mo
CapEx (saving for big repairs)0% of rent · $0/mo

Monthly payment (PITI)

  • Principal & interest$3,384
  • Property tax$700
  • Insurance$233
  • Total payment$4,318/mo

Cash-flow math charges taxes, insurance, HOA and PMI in full and holds nothing back from rent, the same basis your board ranks on. Management, vacancy, maintenance and CapEx are yours to set above.

Cash you'd need to close (est.)

  • Down payment (25.0%)$175,000
  • Closing costs (~3%: title, lender, prepaid escrow)$21,000
  • Reserves (2 months of payments)$8,635
  • Total cash to close$204,635

An estimate — your lender's Loan Estimate is the real number. Doesn't include any repairs needed before renting.

Path to break-even

$1,668/mo

This loses money at asking. Here's what it would take to get to $0/mo:

Lower the price
Offer $429,641 (39% under asking) to reach $0/mo.
Raise the rent
Need $4,318/mo, $1,668/mo above today's estimate.
Put more down
62% down ($433,691) reaches $0/mo.

Where it sits

812 7th St SE in context — the streets, water and amenities around it.

Street View ↗

Property details

812 7th St SE · Minneapolis MN 55414

Beds
11
Baths
4
Square feet
3,686
Price / sqft
$190
Home type
Duplex
Days on market
34 days
HOA
Not reported
Status
For Sale

Status per the source feed — contingent/pending changes can lag the MLS by up to ~12 hours.