For saleSingle family

$90,000

201 S Franklin St Unit 66

Lake City MN 55041

2 beds, 1 bath, 840 sqft

201 S Franklin St Unit 66 is a 2 beds, 1 bath, 840 sqft single family home for sale at $90,000 in Lake City MN 55041. See the full deal score, rent estimate, cash flow, cap rate, and max offer below.

Back to home
Strong fitSingle family33d on market

$90,000

201 S Franklin St Unit 66

Lake City MN 55041

2 beds1 bath840 sqft
99
Deal score
Est. rent
$1,650/mo
Cash flow
$1,095/mo
Cap rate
20.4%
Cash-on-cash
58.4%
Max offer
$90,000
Rental verdict

Works right at asking price for a 1.2 DSCR and 8% cash-on-cash.

Pro forma

Cash flow
$1,095/mo
Cap rate
20.4%
Cash-on-cash
58.4%
DSCR
3.52
Down payment25.0% · $22,500
Interest rate6.69%
Monthly rent$1,650/mo
Adjust assumptions

Every number on this page assumes the home stays rented and nothing is set aside. That is deliberate, but it is not what most landlords spend. Standard investor assumptions (23% of rent, about $379/mo for management, vacancy, maintenance and CapEx) would put cash flow at $715/mo. Set your own below.

Property management0% of rent · $0/mo
Vacancy (empty between tenants)0% of rent · $0/mo
Maintenance (small repairs)0% of rent · $0/mo
CapEx (saving for big repairs)0% of rent · $0/mo

Monthly payment (PITI)

  • Principal & interest$435
  • Property tax$90
  • Insurance$30
  • Total payment$555/mo

Cash-flow math charges taxes, insurance, HOA and PMI in full and holds nothing back from rent, the same basis your board ranks on. Management, vacancy, maintenance and CapEx are yours to set above.

Cash you'd need to close (est.)

  • Down payment (25.0%)$22,500
  • Closing costs (~3%: title, lender, prepaid escrow)$2,700
  • Reserves (2 months of payments)$1,110
  • Total cash to close$26,310

An estimate — your lender's Loan Estimate is the real number. Doesn't include any repairs needed before renting.

Where it sits

201 S Franklin St Unit 66 in context — the streets, water and amenities around it.

Street View ↗

Property details

201 S Franklin St Unit 66 · Lake City MN 55041

Beds
2
Baths
1
Square feet
840
Price / sqft
$107
Home type
Single family
Days on market
33 days
HOA
None
Status
For Sale

Status per the source feed — contingent/pending changes can lag the MLS by up to ~12 hours.