DealBumble

Will this rental actually cash flow?

Enter the price, rent, and financing and see the real monthly cash flow and cash-on-cash return: vacancy, mortgage, maintenance, and management fees all included.

1% rule: rent is 0.75% of price (below 1%)
Gross rent$2,400
Vacancy loss-$120
Mortgage (PITI)-$2,110
Maintenance-$192
Property management-$192
Monthly cash flow-$214
Cash-on-cash return
-4.0%
Cap rate
5.4%

Most buy-and-hold investors target 8%+ cash-on-cash and a 5 to 10% cap rate, though both vary heavily by market. Cap rate excludes your financing, so it is useful for comparing properties regardless of how you pay.

5-year cash flow outlook
YearRentMonthly cash flowCumulative cash flow
1$2,400-$214-$2,573
2$2,472-$158-$4,463
3$2,546-$99-$5,651
4$2,623-$39-$6,114
5$2,701$24-$5,831

Estimate only. Assumes a 30-year fixed loan, a fixed mortgage payment, and typical Minnesota tax/insurance rates unless you enter your own. Actual rent, vacancy, and maintenance costs vary by property and market. DealBumble pulls real comps for every listing automatically.

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Frequently asked

Positive cash flow means the rent you collect (after vacancy) covers your mortgage payment, taxes, insurance, maintenance, and management fees, with money left over every month. Most investors target at least $100 to $300 per month per unit, not just break-even.