$235,000
152 High St
Dayton OH 45403
Works right at asking price for a 1.2 DSCR and 8% cash-on-cash.
Pro forma
30-year loanWhat you'd spend on interior finishes before renting — starts at zero, set your own number (our photo-based estimate is $16,000). Counted as upfront cash: it raises cash to close and is part of the cash-on-cash return.
Heads up: this listing never states how many units the building has, so the rent above is 2 units' worth of local comps with the unit count estimated from its 0 bedrooms. The per-unit figure is real market data; the multiplier is not. Confirm the unit count before you rely on the total.
Every number on this page assumes the home stays rented and nothing is set aside. That is deliberate, but it is not what most landlords spend. Standard investor assumptions (23% of rent, about $564/mo for management, vacancy, maintenance and CapEx) would put cash flow at $199/mo. Set your own below.
Expenses owners pay
On a multifamily building like this (2 units), the owner, not the tenant, pays the master-billed utilities. We've started water/sewer, trash and common electric at modest per-unit estimates — put in the building's real bills (the seller's expense sheet has them). Heat and caretaker start at $0 because metering varies; add yours if the owner pays. These are charged in full in the cash flow above.
The board's deal score doesn't model these bills, so this page's cash flow reads $134/mo lower than the card that brought you here — this is the truer number.
Monthly payment (PITI)
- Principal & interest$1,201
- Property tax$235
- Insurance$118
- Total payment$1,554/mo
Cash flow charges taxes, insurance, HOA, PMI, and $134/mo of owner-paid expenses in full. It assumes the home stays rented with nothing set aside for management, vacancy, maintenance or CapEx. Standard investor reserves (23% of rent, about $564/mo) would put cash flow at $199/mo.Cash-flow math charges taxes, insurance, HOA, PMI, and $134/mo of owner-paid expenses in full and holds nothing back from rent. Management, vacancy, maintenance and CapEx are yours to set above.
Cash you'd need to close (est.)
- Down payment (25.0%)$58,750
- Closing costs (~3%: title, lender, prepaid escrow)$7,050
- Reserves (2 months of payments)$3,107
- Total cash to close$68,907
An estimate — your lender's Loan Estimate is the real number. Doesn't include any repairs needed before renting.
Where it sits
152 High St in context — the streets, water and amenities around it.
Property details
152 High St · Dayton OH 45403
- Square feet
- 1,148
- Price / sqft
- $205
- Home type
- Multi-family
- Days on market
- 11 days
- HOA
- Not reported
- Status
- For Sale
Status per the source feed — contingent/pending changes can lag the MLS by up to ~12 hours.