For saleCondo

$79,900

26 10th St W Unit 803

Saint Paul MN 55102

1 bed, 1 bath, 702 sqft

26 10th St W Unit 803 is a 1 bed, 1 bath, 702 sqft condo home for sale at $79,900 in Saint Paul MN 55102. See the full deal score, rent estimate, cash flow, cap rate, and max offer below.

Back to home
NegotiableCondo89d on market

$79,900

26 10th St W Unit 803

Saint Paul MN 55102

1 bed1 bath702 sqft
99
Deal score
Est. rent
$1,550/mo
Cash flow
$514/mo
Cap rate
13.5%
Cash-on-cash
30.9%
Max offer
$79,900
Rental verdict

Works right at asking price for a 1.2 DSCR and 8% cash-on-cash.

⚠ The $560/mo HOA dues eat 36% of the rent here — that's high, and dues usually only go up. Factor it hard before offering.

Pro forma

Cash flow
$514/mo
Cap rate
13.5%
Cash-on-cash
30.9%
DSCR
2.33
Down payment25.0% · $19,975
Interest rate6.69%
Monthly rent$1,550/mo
Adjust assumptions

Every number on this page assumes the home stays rented and nothing is set aside. That is deliberate, but it is not what most landlords spend. Standard investor assumptions (18% of rent, about $279/mo for management, vacancy, maintenance and CapEx) would put cash flow at $235/mo. Set your own below.

Property management0% of rent · $0/mo
Vacancy (empty between tenants)0% of rent · $0/mo
Maintenance (small repairs)0% of rent · $0/mo
CapEx (saving for big repairs)0% of rent · $0/mo

Monthly payment (PITI)

  • Principal & interest$386
  • Property tax$80
  • Insurance$10
  • HOA$560
  • Total payment$1,036/mo

Cash-flow math charges taxes, insurance, HOA and PMI in full and holds nothing back from rent, the same basis your board ranks on. Management, vacancy, maintenance and CapEx are yours to set above. Insurance runs lighter here: the association’s dues cover the structure’s master policy and exterior upkeep.

Cash you'd need to close (est.)

  • Down payment (25.0%)$19,975
  • Closing costs (~3%: title, lender, prepaid escrow)$2,397
  • Reserves (2 months of payments)$2,072
  • Total cash to close$24,444

An estimate — your lender's Loan Estimate is the real number. Doesn't include any repairs needed before renting.

Where it sits

26 10th St W Unit 803 in context — the streets, water and amenities around it.

Street View ↗

Property details

26 10th St W Unit 803 · Saint Paul MN 55102

Beds
1
Baths
1
Square feet
702
Price / sqft
$114
Home type
Condo
Days on market
89 days
HOA
$560/mo
Status
For Sale

Status per the source feed — contingent/pending changes can lag the MLS by up to ~12 hours.