For saleMulti-family

$185,000

3305 Elliot Ave

Minneapolis MN 55407

3 beds, 2 baths, 1,752 sqft

3305 Elliot Ave is a 3 beds, 2 baths, 1,752 sqft multi-family home for sale at $185,000 in Minneapolis MN 55407. At 20% down it rents for an estimated $3,400/mo and returns $2,102/mo a month at a 20.2% cap rate.

The deal math

Modelled at 20% down on a 30-year loan at current market rates, before management, vacancy and maintenance reserves.

Estimated rent
$3,400/mo
Monthly cash flow
$2,102/mo
Cap rate
20.2%
Cash-on-cash
68.2%
Max offer
$185,000

Works right at asking price for a 1.2 DSCR and 8% cash-on-cash.

Back to home
Strong fitMulti-family68d on market

$185,000

3305 Elliot Ave

Minneapolis MN 55407

3 beds2 baths1,752 sqft
99
Deal score
Est. rent
$3,400/mo
Cash flow
$2,189/mo
Cap rate
20.2%
Cash-on-cash
56.8%
Max offer
$185,000
Rental verdict

Works right at asking price for a 1.2 DSCR and 8% cash-on-cash.

These numbers assume a 25% down payment on this price. Set your own down payment and every number re-runs your way.

Pro forma

Cash flow
$2,055/mo
Cap rate
19.3%
Cash-on-cash
53.3%
DSCR
3.24
Purchase price$185,000
Interior finishes budgetNone modeled

What you'd spend on interior finishes before renting — starts at zero, set your own number (our photo-based estimate is $59,000). Counted as upfront cash: it raises cash to close and is part of the cash-on-cash return.

Down payment25.0% · $46,250
Interest rate6.95%
Monthly rent$3,400/mo
Adjust assumptions

Every number on this page assumes the home stays rented and nothing is set aside. That is deliberate, but it is not what most landlords spend. Standard investor assumptions (23% of rent, about $782/mo for management, vacancy, maintenance and CapEx) would put cash flow at $1,273/mo. Set your own below.

Property management0% of rent · $0/mo
Vacancy (empty between tenants)0% of rent · $0/mo
Maintenance (small repairs)0% of rent · $0/mo
CapEx (saving for big repairs)0% of rent · $0/mo

Expenses owners pay

On a multifamily building like this (2 units), the owner, not the tenant, pays the master-billed utilities. We've started water/sewer, trash and common electric at modest per-unit estimates — put in the building's real bills (the seller's expense sheet has them). Heat and caretaker start at $0 because metering varies; add yours if the owner pays. These are charged in full in the cash flow above.

Water & sewer$100/mo
Trash$24/mo
Common-area electric$10/mo
Heat & gas (if owner-paid)$0/mo
Caretaker / lawn & snow$0/mo
Total owner-paid expenses$134/mo

The board's deal score doesn't model these bills, so this page's cash flow reads $134/mo lower than the card that brought you here — this is the truer number.

Monthly payment (PITI)

  • Principal & interest$918
  • Property tax$185
  • Insurance$108
  • Total payment$1,211/mo

Cash-flow math charges taxes, insurance, HOA, PMI, and $134/mo of owner-paid expenses in full and holds nothing back from rent. Management, vacancy, maintenance and CapEx are yours to set above.

Cash you'd need to close (est.)

  • Down payment (25.0%)$46,250
  • Closing costs (~3%: title, lender, prepaid escrow)$5,550
  • Reserves (2 months of payments)$2,423
  • Total cash to close$54,223

An estimate — your lender's Loan Estimate is the real number. Doesn't include any repairs needed before renting.

Where it sits

3305 Elliot Ave in context — the streets, water and amenities around it.

Street View ↗

Property details

3305 Elliot Ave · Minneapolis MN 55407

Beds
3
Baths
2
Square feet
1,752
Price / sqft
$106
Home type
Duplex
Days on market
68 days
HOA
Not reported
Status
For Sale

Status per the source feed — contingent/pending changes can lag the MLS by up to ~12 hours.