For saleSingle family

$89,900

400 2nd St SE

Austin MN 55912

4 beds, 1 bath, 1,266 sqft

400 2nd St SE is a 4 beds, 1 bath, 1,266 sqft single family home for sale at $89,900 in Austin MN 55912. See the full deal score, rent estimate, cash flow, cap rate, and max offer below.

Back to home
Strong fitSingle family40d on market

$89,900

400 2nd St SE

Austin MN 55912

4 beds1 bath1,266 sqft
99
Deal score
Est. rent
$1,675/mo
Cash flow
$1,121/mo
Cap rate
20.8%
Cash-on-cash
59.8%
Max offer
$89,900
Rental verdict

Works right at asking price for a 1.2 DSCR and 8% cash-on-cash.

Pro forma

Cash flow
$1,121/mo
Cap rate
20.8%
Cash-on-cash
59.8%
DSCR
3.58
Down payment25.0% · $22,475
Interest rate6.69%
Monthly rent$1,675/mo
Adjust assumptions

Every number on this page assumes the home stays rented and nothing is set aside. That is deliberate, but it is not what most landlords spend. Standard investor assumptions (23% of rent, about $385/mo for management, vacancy, maintenance and CapEx) would put cash flow at $735/mo. Set your own below.

Property management0% of rent · $0/mo
Vacancy (empty between tenants)0% of rent · $0/mo
Maintenance (small repairs)0% of rent · $0/mo
CapEx (saving for big repairs)0% of rent · $0/mo

Monthly payment (PITI)

  • Principal & interest$435
  • Property tax$90
  • Insurance$30
  • Total payment$554/mo

Cash-flow math charges taxes, insurance, HOA and PMI in full and holds nothing back from rent, the same basis your board ranks on. Management, vacancy, maintenance and CapEx are yours to set above.

Cash you'd need to close (est.)

  • Down payment (25.0%)$22,475
  • Closing costs (~3%: title, lender, prepaid escrow)$2,697
  • Reserves (2 months of payments)$1,109
  • Total cash to close$26,281

An estimate — your lender's Loan Estimate is the real number. Doesn't include any repairs needed before renting.

Where it sits

400 2nd St SE in context — the streets, water and amenities around it.

Street View ↗

Property details

400 2nd St SE · Austin MN 55912

Beds
4
Baths
1
Square feet
1,266
Price / sqft
$71
Home type
Single family
Days on market
40 days
HOA
None
Status
For Sale

Status per the source feed — contingent/pending changes can lag the MLS by up to ~12 hours.