For saleSingle family

$132,000

202 5th St SE

Montgomery MN 56069

4 beds, 1 bath, 1,745 sqft

202 5th St SE is a 4 beds, 1 bath, 1,745 sqft single family home for sale at $132,000 in Montgomery MN 56069. See the full deal score, rent estimate, cash flow, cap rate, and max offer below.

Back to home
Strong fitSingle family106d on market

$132,000

202 5th St SE

Montgomery MN 56069

4 beds1 bath1,745 sqft
99
Deal score
Est. rent
$2,525/mo
Cash flow
$1,711/mo
Cap rate
21.4%
Cash-on-cash
62.2%
Max offer
$132,000
Rental verdict

Works right at asking price for a 1.2 DSCR and 8% cash-on-cash.

Pro forma

Cash flow
$1,711/mo
Cap rate
21.4%
Cash-on-cash
62.2%
DSCR
3.68
Down payment25.0% · $33,000
Interest rate6.69%
Monthly rent$2,525/mo
Adjust assumptions

Every number on this page assumes the home stays rented and nothing is set aside. That is deliberate, but it is not what most landlords spend. Standard investor assumptions (23% of rent, about $581/mo for management, vacancy, maintenance and CapEx) would put cash flow at $1,130/mo. Set your own below.

Property management0% of rent · $0/mo
Vacancy (empty between tenants)0% of rent · $0/mo
Maintenance (small repairs)0% of rent · $0/mo
CapEx (saving for big repairs)0% of rent · $0/mo

Monthly payment (PITI)

  • Principal & interest$638
  • Property tax$132
  • Insurance$44
  • Total payment$814/mo

Cash-flow math charges taxes, insurance, HOA and PMI in full and holds nothing back from rent, the same basis your board ranks on. Management, vacancy, maintenance and CapEx are yours to set above.

Cash you'd need to close (est.)

  • Down payment (25.0%)$33,000
  • Closing costs (~3%: title, lender, prepaid escrow)$3,960
  • Reserves (2 months of payments)$1,628
  • Total cash to close$38,588

An estimate — your lender's Loan Estimate is the real number. Doesn't include any repairs needed before renting.

Where it sits

202 5th St SE in context — the streets, water and amenities around it.

Street View ↗

Property details

202 5th St SE · Montgomery MN 56069

Beds
4
Baths
1
Square feet
1,745
Price / sqft
$76
Home type
Single family
Days on market
106 days
HOA
None
Status
For Sale

Status per the source feed — contingent/pending changes can lag the MLS by up to ~12 hours.